Are you looking for investment opportunities around the New York City/New Jersey region or just need some quick info on a property in Bergen County, NJ? Regardless of what drives you to seek out property information in this county, it helps to know where to start.As lenders, investors, or interested parties, we all know how challenging it can be to figure out who handles property information within a given county.
New Jersey is infamous for the multitudes of towns, townships, boroughs, or cities stuffed into a municipality. Municipalities are then categorized into a county. Bergen County has the highest population with a whopping 77 municipalities! The chasm between you and the information you need is wide because of the amount of hunting it takes to arrive at the info is exhausting! So, where do you start to do a Bergen County property owner search? But you know what? We have a way to bridge the gap between you and your Bergen County property records search.
A Synopsis of Bergen County
Bergen County covers about 246 square miles of New Jersey in the northeastern corner of the state. This county is heavily populated and accounts for a large populous that commutes to New York City to work. There are roughly 3,900 people per square mile in Bergen County. The county seat of Hackensack has a whopping 10,754 people per square mile. Although there are no major attractions in Bergen County, there are opportunities for urban living near New York City. Bergen County has around 360,816 properties which fund the 71 public school districts, 69 fire departments, law enforcement agencies, and county government.
The “Big Apple’s” Backyard
New Jersey goes without question that it’s literally outside the “backdoor” of New York City. Many who work in the city commute from neighboring New Jersey. Bergen County is situated just across the Hudson River from Upper Manhattan, Harlem, and Yonkers. Having the best in dining, theater, sports, shopping, and sightseeing at your fingertips makes Bergen County quite attractive for prospective residents.
Owning or Renting Property in Bergen County
Rentals in Bergen County are plentiful as well as properties for sale with an average of 1,530 homes per square mile. The wide range of communities gives you a choice of a nice charming neighborhood all the way up to luxurious estates.
The median monthly rent is around $1,454. Bergen County has a ratio of 36% renters to 64% owners.
A Few Affluent Communities in Bergen County
Saddle River Borough
- Listed as #6 in the “20 Richest” towns in New Jersey.
- You can rent an estate for a jaw-dropping $35,000 per month or own it for a few million!
Haworth Borough
- Listed as #8 in the “20 Richest” towns in New Jersey
- Ranks as the third-best suburb in the U.S.
Ho-Ho-Kus Borough
- Listed as #10 in the “20 Richest” towns in New Jersey
- Ranks as the best place to live in the state of New Jersey.
Chatham Borough
- Listed as #10 in the “20 Richest” towns in New Jersey
- CNN/Money’s List ranked it as one of the “100 Best Places to Live in America.”
Quick Facts About Bergen County
- Covers 246 square miles
- Population of 936,692
- Municipalities – 77
- Hospitals – 7
- Public School Districts – 60
- Public Safety
- Combination Police/Sheriff Department
- Fire Rescue and Emergency
- Colleges & Universities – 41
Employment
- Largest Employing Industries
- Healthcare/Social Assistance: 73,030 employees
- Educational: 52,740 employees
- Retail/Trade: 51,841 employees
- Largest Employers
- Hackensack University Medical Center
- Valley Health Systems
- Bio-Reference Laboratories
- Express Scripts
- Quest Diagnostics
- Englewood Hospital and Medical Center
- Englewood Home Health Care Services
- Unilever Best Foods
- Stryker
- Bergen Regional Medical Center
- Highest Paying Industries
- Finance/Insurance
- Management
- Utilities
Property Climate in Bergen County
Those doing a Bergen County, NJ property search for investment, lending, or insuring purposes may find the property climate of interest.
Home Value Appreciation for Bergen County
The Bergen County real estate sales records indicate a median value of a home in Bergen County is $459,200.
Owner Occupancy Rate for Bergen County
In 2018, the owner-occupancy rate for Bergen County was 64.8% compared to 2017’s rate of 63.8%.
Rental Property Data for Bergen County
Mortgage Facts for Bergen County
Bergen County’s mortgage records help us to gain insight into the county economy. Various employers contribute to that economy throughout the region. Healthcare is the leading pipeline of income for the county.
GDP Bergen County
- 2018: $73,548,321
- 2017: $70,394,970
- 2016: 69,905,783
- 2015: $68,877,694
- 2014: $67,192,926
Property Insurance and Risks in Bergen County
When entertaining the idea of investing in a particular area, gaining valuable information is a necessity. It’s wise to do a Bergen County NJ property search for the discovery of pertinent property information. Bergen County is a semi-coastal county, and its vulnerability to hurricanes and flooding is high. Back in 1962, the county was struck by a tornado that left $250,000 behind in damage. Another tornado ravaged the county in 1970, causing $25,000 damage. 1991 rolled in with a nasty nor’ easter that slammed the northeast corridor causing New Jersey $75 million in damages. Hurricane Sandy (2012) not only left Long Island and New York in bad shape but also riddled Bergen County with significant flooding and damage that cost New Jersey $30 billion in debris cleanup and repairs.
Access to Property Records in Bergen County
Bergen County mortgage records and tax records should be easily accessible in one place. Unfortunately, there’s a process to work your way through that can be downright agonizing. With so many entities handling property records, where do you start in trying to look up property owner/ownership? How does an “outsider” do a Bergen County property search by “owner?” If you are like us and time is very precious, you can go straight to the information you need with Property Scout.io. However, for those who prefer a DIY mortgage search or a Bergen county property tax search, we’ll go into the various entities to hopefully get you where you need to be
Governing Entities Handling Property Taxes in Bergen County
To better understand where to go to get the info you need, it helps to know what the hierarchy of tax-related departments are so you can hopefully bypass them to the next step. In the State of New Jersey, there are a LOT of people that handle property taxes. First and foremost, the State of New Jersey Division of Taxation is at the top of the totem pole. They are the ones who administer and enforce taxation rates, laws, and regulations. The lower you go on that totem pole, the less enforceability of taxes there are.
Hierarchy of Property Tax Entities in Bergen County, New Jersey
- State of New Jersey
- Tax Administrator of Bergen County
- Overseer of tax assessments, liens, exemptions, etc.
- May work for multiple municipalities
- Responsible for handling assessments.
- Bergen County property appraiser
- Responsible for accepting property tax payments only.
- May work for multiple municipalities
Local Municipality Tax Assessors and Collectors
In Bergen County, there are 27 tax assessors. Some work in a shared municipality role. When it comes to getting valuations, exemptions, etc., how does one know who to go to? Trying to figure out what municipality and/or tax assessor handles tax records for Bergen County, NJ, is overwhelming, to say the least! To make matters worse, there are 56 tax collectors strewn about Bergen County. Some also worked in shared municipality roles.
Individual Municipalities and Bergen County NJ Property Tax Records
As you go into each of the below municipalities webpage, you’ll notice they are listed as a town, township, city, village, or borough. We have listed the Tax Assessor’s contact information because there’s no direct portal to property records online.Doing a Bergen County NJ property assessment search isn’t as easy as clicking on links to tax assessors or collectors webpages. Many times, you hit a dead end.
- Allendale
- Alpine
- Bergenfield
- Bogota
- Carlstadt
- Cliffside Park
- Closter
- Cresskill
- Demarest
- Dumont
- East Rutherford
- Edgewater
- Elmwood Park
- Emerson
- Englewood
- Englewood Cliffs
- Fair Lawn
- Fairview
- Fort Lee
- Franklin Lakes
- Garfield
- Glen Rock
- Hackensack
- Harrington Park
- Hasbrouck Heights
- Haworth
- Hillsdale
- Ho Ho Kus
- Leonia
- Little Ferry
- Lodi
- Lyndhurst
- Mahwah
- Maywood
- Midland Park
- Montvale
- Moonachie
- New Milford
- North Arlington
- Northvale
- Norwood
- Oakland
- Old Tappan
- Oradell
- Palisades Park
- Paramus
- Park Ridge
- Ramsey
- Ridgefield
- Ridgefield Park
- Ridgewood
- River Edge
- River Vale
- Rochelle Park
- Rockleigh
- Rutherford
- Saddle Brook
- Saddle River
- South Hackensack
- Teaneck
- Tenafly
- Teterboro
- Upper Saddle River
- Waldwick
- Wallington
- Washington Township
- Westwood
- Woodcliff Lake
- Wood-Ridge
- Wyckoff
Bergen County Tax Rates
- Bergen County’s median home value is $451,200
- Median annual property tax is $10,561.60
- The median tax rate for the county is 2.30%
- The median amount of property tax paid is $12,030
Breakdown of Municipalities, Tax Rates and Median Taxes
| Municipality | Tax Rate | Median Amt. Taxes Paid | Municipality | Tax Rate | Median Amt. Taxes Paid |
|---|---|---|---|---|---|
| Allendale | 2.349 | $15,538 | Garfield | 2.906 | $8,222 |
| Alpine | 0.779 | $21,468 | Glen Rock | 2.969 | $16,864 |
| Bergenfield | 3.262 | $10,678 | Hackensack | 3.357 | $8,414 |
| Bogota | 4.018 | $10,560 | Harrington Park | 2.885 | $15.611 |
| Carlstadt | 1.835 | $6,909 | Hasbrouck Heights | 2.845 | $11,183 |
| Cliffside Park | 2.442 | $8,824 | Haworth | 2.911 | $18,120 |
| Closier | 2.217 | $15,833 | Hillsdale | 2.901 | $13,692 |
| Cresskill | 2.407 | $16,909 | Ho-Ho-Kus | 2.155 | $16,522 |
| Demarest | 2.626 | $20,612 | Leonia | 2.982 | $12,990 |
| Dumont | 3.669 | $11,281 | Little Ferry | 3.26 | $9,363 |
| Elmwood Park | 2.951 | $9,742 | Lodi | 3.24 | $10,304 |
| E. Rutherford | 1.832 | $7,156 | Lyndhurst | 2.952 | $9,260 |
| Edgewater | 1.896 | $9,022 | Mahwah | 1.841 | $8,788 |
| Emerson | 2.845 | $12,565 | Maywood | 3.112 | $9,966 |
| Englewood | 2.789 | $12,977 | Midland Park | 3.042 | $12,052 |
| Englewood Cliffs | 1.081 | $14,156 | Montvale | 2.363 | $12,345 |
| Fair Lawn | 3.31 | $11,140 | Moonachie | 2.34 | $7,796 |
| Fort Lee | 2.353 | $10,986 | New Milford | 3.543 | $11,615 |
| Franklin Lakes | 1.642 | $17,479 | N. Arlington | 2.871 | $9,812 |
Are you ready to skip through all of this and get the Bergen County real estate records you need?.
| Municipality | Tax Rate | Median Amt. Taxes Paid | Municipality | Tax Rate | Median Amt. Taxes Paid |
|---|---|---|---|---|---|
| Northvale | 2.925 | $11,583 | Saddle Brook | 2.593 | $8,891 |
| Norwood | 2.444 | $13,472 | Saddle River | 0.921 | $17,514 |
| Oakland | 2.894 | $11,982 | S. Hackensack | 2.733 | $9,619 |
| Old Tappan | 2.063 | $17,024 | Teaneck | 3.197 | $12,286 |
| Oradell | 2.786 | $15,311 | Saddle River | 0.921 | $17,514 |
| Palisades Park | 2.032 | $9,975 | S. Hackensack | 2.733 | $9,619 |
| Paramus | 1.856 | $9,881 | Teaneck | 3.197 | $12,286 |
| Park Ridge | 2.844 | $13,499 | Teterboro | 1.104 | $2,206 |
| Ramsey | 2.458 | $12,855 | Upper Saddle River | 2.378 | $18,519 |
| Ridgefield | 2.48 | $9,723 | Waldwick | 2.766 | $11,566 |
| Ridgefield Park | 3.939 | $10,612 | Wallington | 2.987 | $9,361 |
| Ridgewood | 2.597 | $18,237 | Washington Twp | 2.429 | $11,299 |
| River Edge | 3.468 | $13,513 | Westwood | 2.52 | $10,758 |
| River Vale | 2.553 | $15,149 | Woodcliff Lake | 2.089 | $15,859 |
| Rochelle Park | 2.527 | $8,365 | Wood Ridge | 2.774 | $9,738 |
| Rockleigh | 0.959 | $15,224 | Wyckoff | 1.81 | $14,304 |
| Rutherford | 2.739 | $11,806 | Cell | ||
Bergen County Tax Exemptions, Abatements, and Deductions
If you do manage to get to Bergen County tax records that you’re looking for, keep in consideration that those records may not reflect exemptions, abatements, or deductions.
Other states that have unorganized territories include:
- Senior Citizens
- Disabled People
- Veterans
- Automatic Fire Suppression System
- Historical Property
- Environmental Opportunity Zone
- Non-Profit Organization
- Renewable Energy System
Don’t Waste Precious Time
As you can see, the red tape you have to cut your way through is as dense as the Amazon jungle! Doing a Bergen County New Jersey property search shouldn’t be so difficult. We have the solution to find property owner/ownership easily.Why waste time that could otherwise be used for more important things? Property Scout.io has what you’re looking for, and it’s just one click away!
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